Easy Save Programme

ELANA Fund Management’s Easy Save Programme extends the saving opportunities offered by investing in mutual funds.

Easy Save includes ELANA standard and diversified saving plans structured on the basis of minimum monthly installments, minimum timeframe & amount to achieve certain target investment increased by yield in a period of 2 to 5 years – a dream trip or a special purchase, education for the children, pension support, etc.

Easy Save saving plans have various risk profiles and offer a choice for savers in accordance with their targets and risk tolerance.

Why choose ELANA Fund Management saving plans:

• Saving easy, with regular small amounts without even noticing how the target amount is accumulated – no boring calculations or wasting time in visiting offices – you need only one visit to ELANA Investment centre to order your plan of choice;
  
• Apart from accumulated a target amount for a target period – you can get increase it by the yield on investment;
  
• Possible better return on investment than any of the traditional saving products;
  
• Special conditions if minimum terms of the plan in choice are fulfilled – you do not pay the regular redemption fee anytime you want to withdraw money;
  
• No taxes on capital gains;
  
• No restrictions of choice of installment date during the month;
  
• Access to your money without any restrictions – one can withdraw any amount, anytime, without paying any additional fees;
  
• Choice of most popular currencies – BGN, EUR and USD;
  
• No restrictions for number of saving plans to choose;
  
• No redemption fee if you decide to transfer money from one saving plan to another;
  

Easy Save Programme
	Minimum Timeframe	Currency	Minimum monthly installment	Total minimum amount for the saving plan	Sample yield on annual basis	Expected result in the end of the saving plan Investment + yield	Expected result after 10 years*
ELANA Standard Saving Plans
ELANA Eurofund	24 months	BGN/EUR	50	1 200	7.50%	1 298.40	26 856.36
ELANA Dollar Fund	24 months	USD	50	1 200	7.50%	1 298.40	26 856.36
ELANA Balanced EUR Fund	36 months	BGN	50	1 800	11%	2 140.60	32 848.09
ELANA Balanced USD Fund	36 months	USD	50	1 800	11%	2 140.60	32 848.09
ELANA High Yield Fund	60 months	BGN	100*	6 000	15%	8 968.17	41 798.59
ELANA Diversified Saving Plans
Sustainability ELANA Saving Plan – combination of ELANA Balanced EUR Fund (60%) and ELANA Money Market Fund (40%)	36 months	BGN	150	5 400	9%	6 219.20	29 244.85
Progress ELANA Saving Plan – combination of ELANA High Yield Fund (70%), ELANA Balanced EUR Fund (15%) and ELANA Money Market Fund (15%)	60 months	BGN	150	9 000	12%	12 372.95	34 850.86
Potential ELANA Saving Plan – combination of ELANA High Yield Fund (70%) and ELANA Balanced EUR Fund (30%)	60 months	BGN	150	9 000	14%	13 080.11	39 313.71

* Additional information: Expected result after 10 years, monthly installment of BGN 150, minimum accummulated amount of BGN 18 000

We inform our present and potential investors that the price of the financial instruments may decrease. Profit is not guaranteed and there is a risk that investors may not be able to recuperate the full amount of the funds invested. These investments are not guaranteed by any entity including the Guarantee Fund, created by the Government of Bulgaria.